Remarks: Need immediate joiners; general office timings

1. Role Overview

As the Senior Payment Specialist, you will be the foremost expert and strategic leader for all payment-related systems and operations across our next-generation digital asset platform. Embedded within our core Settlement & Treasury squad, you will architect the seamless flow of funds across a complex landscape of traditional payment rails (SWIFT, SEPA, FPS), modern FinTech providers (Wise, CurrencyCloud), and crypto-native networks (stablecoins).

This is a senior, strategic role for a veteran of the global payments industry. You will not just be connecting to networks; you will be the master architect of our payment orchestration layer, designing the routing logic, liquidity pathways, and reconciliation frameworks that underpin our 24x7, multi-asset settlement engine. Your deep industry knowledge will be critical in ensuring our platform is efficient, resilient, and compliant with the intricate rules of global finance.

2. Key Responsibilities

• Architect the Payment Orchestration Layer:

  • Lead the architectural design of the platform’s payment gateway and orchestration services.

  • Define logic for payment routing, fee calculation, and exception handling.

  • Design integration strategies for onboarding new payment rails and providers.

• Lead Integration with Payment Networks:

  • Act as the lead SME for integrating with payment rails such as SWIFT, SEPA, Faster Payments, and modern APIs (Wise, CurrencyCloud).

  • Collaborate with Senior Integration Engineers to ensure robust, secure, and compliant implementations.

• Optimize Treasury and Liquidity Flows:

  • Partner with the Treasury team to optimize liquidity, minimize settlement risk, and reduce transaction costs.

  • Provide expert guidance on settlement times, messaging formats, and operational nuances.

• Manage Partner and Vendor Relationships:

  • Serve as the primary technical and operational liaison for payment-related banking partners and FinTech vendors.

  • Lead due diligence for potential new payment providers.

• Ensure Payment Compliance and Security:

  • Work with compliance teams to meet AML, sanctions, and regulatory requirements.

  • Strengthen payment processes against fraud and operational risks.

3. Required Qualifications

Must-Have:

• 12+ years of experience in the payments industry in product, operations, or technical roles.

• Deep expertise across multiple global payment systems, including:

  • Cross-border payments and correspondent banking (SWIFT).

  • Domestic ACH/RTGS systems (e.g., SEPA, Faster Payments, FedWire).

  • API-based Payment Providers (e.g., Stripe, Adyen, Wise, CurrencyCloud).

• Strong knowledge of financial messaging standards (ISO 20022, ISO 8583).

• Proven ability to design complex, end-to-end payment flows.

• Excellent stakeholder management with technical and business teams.

Nice-to-Have (Highly Desirable):

• Experience with digital assets and stablecoins (e.g., USDC, USDT).

• Knowledge of core banking systems (e.g., Temenos).

• Familiarity with treasury or liquidity management systems.